Franchise Financing Solutions

Fast and Reliable Funding to Power Your Franchise Goals

Whether you’re launching your first franchise, expanding to a new location, or upgrading your operations, franchise financing can provide the support you need to succeed. First Horizon Solutions offers customized funding designed to fit the unique needs of franchise owners. Let us help you build your franchise dreams with ease and confidence.

Open New Locations

Looking to expand your franchise? Our financing solutions help you cover the costs of new locations with ease.

Upgrade Your Operations

From renovations to equipment upgrades, our tailored loans ensure your franchise stays competitive.

Manage Your Cash Flow

Stay on top of everyday expenses and operational costs with working capital designed for franchise owners.

Getting Franchise Financing

HOW IT WORKS

Submit Your Application

Start by filling out a simple application, requesting the amount you need, and providing necessary documents.

Lender Credit Profile

We evaluate your franchise’s financial details and qualifications to determine eligibility.

Final Credit Decision

Upon approval, we finalize loan terms, including repayment schedules and rates.

Final Terms and Funds

Funds are typically deposited into your account within 24-48 hours after finalizing terms.

Industry-Specific Solutions

Franchise Financing for Every Type of Business

Restaurant Franchise Financing

Open a new location or upgrade your kitchen equipment with ease.

Retail Franchise Financing

Keep your shelves stocked and your store fresh with funding solutions tailored to retail franchises.

Service Franchise Financing

Invest in marketing, new staff, or additional tools to grow your service-based franchise.

Hospitality Franchise Financing

Enhance guest experiences with renovations or by adding new amenities.

Health & Fitness Franchise Financing

Purchase state-of-the-art equipment or expand your gym space to attract more customers.

Automotive Franchise Financing

Upgrade service bays, invest in new diagnostic tools, or expand your dealership to drive more business.

Financing Options Overview

BEST LOAN TYPES FOR
FRANCHISE OWNERS

Choose from a variety of financing solutions that align with your franchise goals, including working capital loans, equipment financing, and flexible lines of credit.

Funding Time

Varies by Lender

Best Fit

Small Business Owners

Quick Process

Simple and Easy

Benefits of Franchise Financing

Forklift operator loading pallets while dispatcher is supervising shipment in a warehouse.

Improve Vendor Relationships

Use new capital to grow your relationship with preferred vendors.

Big red doors looking into a retail store

Fuel Expansion

Open new locations and grow your franchise footprint with confidence.

Upgrade and Innovate

Keep your franchise competitive with facility upgrades and new technology.

How to Use Business Funding to Improve Cash Flow and Grow Profitability

Manage Operational Costs

Maintain smooth operations by covering daily expenses and unexpected costs.

Lunchtime customers eating at a busy restaurant

Increase Store Awareness

Use funds to invest in marketing and promotional campaigns for your franchise.

Strengthen Financial Stability

Consolidate debts or stabilize cash flow for long-term success.

Young Man receiving coffee at drive thru counter., Drive thru and take away for protect covid19.
background of modern coffee shop
Beauty and Wellness Business Loans - First Horizon Solutions

Why Choose First Horizon Solutions for Franchise Financing?

At First Horizon Solutions, we make securing financing for your franchise simple and stress-free. Here’s why franchise owners choose us:

Trusted Funding Partner

Franchise owners across the country rely on us to deliver customized funding solutions.

Quick and Easy Application

Our no-cost application process is streamlined, with funding available in as little as 24 hours.

Tailored Financing Options

We offer flexible loan terms and repayment plans that align with your franchise’s specific needs.

Dedicated Support

Our experienced funding specialists work with you at every step to ensure a smooth process.

Hassle-Free Lending

Benefit from flexible collateral requirements and terms tailored to your business needs.

Convenient Payment Plans

Fixed terms and automatic payments make managing your loan effortless and stress-free.

Quick & Easy Process

Getting Started is Simple

We understand the demands of running a franchise, so we’ve created an efficient process to help you secure funding quickly:

Step 1

Online Application

Complete our fast and straightforward application to begin.

Step 2

Funding Specialist Review

Work with a funding expert to find a financing plan that fits your franchise goals.

Step 3

Approval and Funding

Once approved, receive your funds in as little as 24-48 hours to get started.

Flexible Solutions for Every Franchise Owner

Our franchise financing options are built to support your unique needs, whether you’re just starting or expanding.

Fast Track Approval

Key Benefits

Tailored Funding Solutions

Key Benefits

How to Secure Franchise Funding

Securing financing for your franchise doesn’t have to be complicated. Follow these six steps to find the best funding solution and take your franchise to the next level.

Assess Your Franchise Needs

Determine the funding required to launch, expand, or upgrade your franchise. Whether it’s working capital, equipment purchases, or leasehold improvements, First Horizon Solutions offers financing tailored to your specific franchise goals.

Explore Funding Options

Franchise financing isn’t one-size-fits-all. Compare loan structures, repayment terms, and funding amounts to align with your business plan. Our dedicated Funding Specialists at First Horizon Solutions will help you navigate the best options for your franchise.

Meet Lender Requirements

Lenders evaluate factors like franchise brand strength, financial history, and business performance. To qualify for financing with First Horizon Solutions, your business should have at least six months of operational history and generate $250,000 in annual revenue.

Consult with a Funding Specialist

Speak with a dedicated specialist to clarify loan terms, ensure eligibility, and streamline the application process. Our team at First Horizon Solutions is here to simplify franchise financing and provide expert guidance every step of the way.

Submit Application

Complete our easy online application and provide the necessary documentation. With a straightforward process and quick turnaround, we help franchise owners secure the funding they need without delays.

Select the Best Financing Solution

The right financing plan should support your franchise’s long-term success. First Horizon Solutions offers flexible funding solutions designed to help you maximize growth, improve operations, and stay ahead of industry trends.

FAQ

Common Questions
about Franchise Financing

Banks and traditional lenders typically expect business loan applicants to have a credit score of 750 or above. But if your credit isn’t perfect, there are still financing options. Many alternative lenders cater to businesses with a broader range of credit scores, offering funding solutions for those with fair to excellent credit. Our franchise financing options are available to businesses with fair to excellent credit scores, offering flexibility to suit a variety of credit profiles.

We typically offer financing amounts ranging from $5,000 to $500,000 or more, depending on your specific franchise needs.

The structure of your loan depends on the type you choose. A business term loan gives you a one-time cash infusion that you pay back in predictable, fixed installments with interest. On the other hand, a business line of credit works more like a financial safety net, allowing you to withdraw funds up to a predetermined limit. You can use what you need, repay the balance, and access the funds again whenever your business requires. Our options include working capital loans, equipment financing, and franchise-specific loans tailored to your needs.

Not at all. Our online application is designed to be simple and quick, saving you time.

Banks and traditional lenders may take several weeks to review applications and release funds. First Horizon Solutions, however, accelerates the process with swift approvals and expedited funding, ensuring businesses get the capital they need without long delays. Unlike traditional lenders, First Horizon Solutions simplifies the process, delivering quicker approvals and rapid access. With our efficient approval process, you could receive funding within 24-48 hours. to funds.