Franchise Financing Solutions
Fast and Reliable Funding to Power Your Franchise Goals
Whether you’re launching your first franchise, expanding to a new location, or upgrading your operations, franchise financing can provide the support you need to succeed. First Horizon Solutions offers customized funding designed to fit the unique needs of franchise owners. Let us help you build your franchise dreams with ease and confidence.
Open New Locations
Looking to expand your franchise? Our financing solutions help you cover the costs of new locations with ease.
Upgrade Your Operations
From renovations to equipment upgrades, our tailored loans ensure your franchise stays competitive.
Manage Your Cash Flow
Stay on top of everyday expenses and operational costs with working capital designed for franchise owners.
Getting Franchise Financing
HOW IT WORKS
Submit Your Application
Start by filling out a simple application, requesting the amount you need, and providing necessary documents.
Lender Credit Profile
We evaluate your franchise’s financial details and qualifications to determine eligibility.
Final Credit Decision
Upon approval, we finalize loan terms, including repayment schedules and rates.
Final Terms and Funds
Funds are typically deposited into your account within 24-48 hours after finalizing terms.
Industry-Specific Solutions
Franchise Financing for Every Type of Business
Restaurant Franchise Financing
Retail Franchise Financing
Service Franchise Financing
Hospitality Franchise Financing
Health & Fitness Franchise Financing
Automotive Franchise Financing
Financing Options Overview
BEST LOAN TYPES FOR
FRANCHISE OWNERS
Choose from a variety of financing solutions that align with your franchise goals, including working capital loans, equipment financing, and flexible lines of credit.
- Working Capital Loans
- Short-Term Loans
- Franchise-Specific Loans
- Lines of Credit
- Equipment Financing
- Vendor Financing
Funding Time
Varies by Lender
Best Fit
Small Business Owners
Quick Process
Simple and Easy
Benefits of Franchise Financing

Improve Vendor Relationships
Use new capital to grow your relationship with preferred vendors.

Fuel Expansion
Open new locations and grow your franchise footprint with confidence.

Upgrade and Innovate
Keep your franchise competitive with facility upgrades and new technology.

Manage Operational Costs
Maintain smooth operations by covering daily expenses and unexpected costs.

Increase Store Awareness
Use funds to invest in marketing and promotional campaigns for your franchise.

Strengthen Financial Stability
Consolidate debts or stabilize cash flow for long-term success.



Why Choose First Horizon Solutions for Franchise Financing?
At First Horizon Solutions, we make securing financing for your franchise simple and stress-free. Here’s why franchise owners choose us:
Trusted Funding Partner
Franchise owners across the country rely on us to deliver customized funding solutions.
Quick and Easy Application
Our no-cost application process is streamlined, with funding available in as little as 24 hours.
Tailored Financing Options
We offer flexible loan terms and repayment plans that align with your franchise’s specific needs.
Dedicated Support
Our experienced funding specialists work with you at every step to ensure a smooth process.
Hassle-Free Lending
Benefit from flexible collateral requirements and terms tailored to your business needs.
Convenient Payment Plans
Fixed terms and automatic payments make managing your loan effortless and stress-free.
Quick & Easy Process
Getting Started is Simple
We understand the demands of running a franchise, so we’ve created an efficient process to help you secure funding quickly:
Step 1
Online Application
Complete our fast and straightforward application to begin.
Step 2
Funding Specialist Review
Work with a funding expert to find a financing plan that fits your franchise goals.
Step 3
Approval and Funding
Once approved, receive your funds in as little as 24-48 hours to get started.
Flexible Solutions for Every Franchise Owner
Our franchise financing options are built to support your unique needs, whether you’re just starting or expanding.
Fast Track Approval
Key Benefits
- Quick funding for franchise owners with strong financials
- Ideal for those with existing revenue and great credit
- Minimal paperwork for a streamlined experience
- Access best funding options in just days
- Perfect for repeat borrowers seeking fast access to funds
Tailored Funding Solutions
Key Benefits
- Personalized guidance for first-time borrowers
- Explore multiple funding options based on your unique needs
- Expert assistance with document preparation and submission
- Customized financing plans tailored to your goals
- Flexible solutions for businesses at all stages
How to Secure Franchise Funding
Securing financing for your franchise doesn’t have to be complicated. Follow these six steps to find the best funding solution and take your franchise to the next level.
Assess Your Franchise Needs
Determine the funding required to launch, expand, or upgrade your franchise. Whether it’s working capital, equipment purchases, or leasehold improvements, First Horizon Solutions offers financing tailored to your specific franchise goals.
Explore Funding Options
Franchise financing isn’t one-size-fits-all. Compare loan structures, repayment terms, and funding amounts to align with your business plan. Our dedicated Funding Specialists at First Horizon Solutions will help you navigate the best options for your franchise.
Meet Lender Requirements
Lenders evaluate factors like franchise brand strength, financial history, and business performance. To qualify for financing with First Horizon Solutions, your business should have at least six months of operational history and generate $250,000 in annual revenue.
Consult with a Funding Specialist
Speak with a dedicated specialist to clarify loan terms, ensure eligibility, and streamline the application process. Our team at First Horizon Solutions is here to simplify franchise financing and provide expert guidance every step of the way.
Submit Application
Complete our easy online application and provide the necessary documentation. With a straightforward process and quick turnaround, we help franchise owners secure the funding they need without delays.
Select the Best Financing Solution
The right financing plan should support your franchise’s long-term success. First Horizon Solutions offers flexible funding solutions designed to help you maximize growth, improve operations, and stay ahead of industry trends.
FAQ
Common Questions
about Franchise Financing
What Credit Score Do I Need for Franchise Financing?
Banks and traditional lenders typically expect business loan applicants to have a credit score of 750 or above. But if your credit isn’t perfect, there are still financing options. Many alternative lenders cater to businesses with a broader range of credit scores, offering funding solutions for those with fair to excellent credit. Our franchise financing options are available to businesses with fair to excellent credit scores, offering flexibility to suit a variety of credit profiles.
How Much Can I Borrow to Fund My Franchise?
We typically offer financing amounts ranging from $5,000 to $500,000 or more, depending on your specific franchise needs.
What Types of Financing Are Available?
The structure of your loan depends on the type you choose. A business term loan gives you a one-time cash infusion that you pay back in predictable, fixed installments with interest. On the other hand, a business line of credit works more like a financial safety net, allowing you to withdraw funds up to a predetermined limit. You can use what you need, repay the balance, and access the funds again whenever your business requires. Our options include working capital loans, equipment financing, and franchise-specific loans tailored to your needs.
Is the Application Process Complicated?
Not at all. Our online application is designed to be simple and quick, saving you time.
How Soon Can I Access My Funds?
Banks and traditional lenders may take several weeks to review applications and release funds. First Horizon Solutions, however, accelerates the process with swift approvals and expedited funding, ensuring businesses get the capital they need without long delays. Unlike traditional lenders, First Horizon Solutions simplifies the process, delivering quicker approvals and rapid access. With our efficient approval process, you could receive funding within 24-48 hours. to funds.